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Property Refinance Pricing

Our fee structure for refinancing a property

Looking to refinance your property? See our fee structure below.

Our base fee
$655.08
GST
$98.26
Office services (5% of base fee)
$32.75
GST on office services
$4.91
Land Information Office Charges
(varies on each transaction) $204.00

Title search fee

$6.00 per title

Discharge of Mortgage registration fee

$90.00

Mortgage registration fee

$90.00

Guaranteed search fee

$6.00 per title

Post registration search fee

$6.00 per title

Post registration mortgage fee

$6.00 per mortgage

Additional charges
If required

AML verification

$17.25 per person

Non-local and international courier fees

at cost

Same day cleared payment fee

$5.00 per payment

TOTAL

$995.00*

Our base fee is limited to:
  • Refinance of one property from one trading bank in New Zealand to another (ANZ, ASB, Westpac, BNZ, Kiwibank, the Co-Operative Bank);
  • Discharge of one mortgage;
  • Repayment to one lender;
  • Registration of one replacement mortgage;
  • Property ownership in personal name/s.

We appreciate that you wish to have an indication of the legal costs at the outset before we undertake any work on your behalf. Often we do not know what is involved in a refinance until we receive loan instructions from your bank. We reserve the right to review our base fee in the event the bank instructions reveal that the scope of the works is different to what we quoted for.

Listed below are additional attendances which are not covered in our base fee and are charged on a time basis (plus office services of 5% and GST):

  • Company as owner;
  • Trust as owner;
  • Transfer of ownership;
  • Relationship property advice;
  • Additional lender requirements;
  • Additional securities (ie general security agreement);
  • Multiple properties;
  • Unit title properties (pre-settlement disclosure statement, body corporate levies and insurance requirements)
  • Rates arrears;
  • Payment to other creditors or third parties;
  • Finance from non-trading banks;
  • Reserve equity mortgage.
Listed below are additional attendances which are not covered in our base fee and are on a minimum set fee basis (plus office services of 5% and GST):
IRD Number Application
$200
Preparing Directors/Shareholders Resolution
$150
Preparing Trustee resolution
$100
Bank Guarantee
$250
Change/Correction of name
$200
Preparing Deed of Acknowledgement of Debt
$300
Preparing both Deed of Acknowledgement of Debt and Deed of Forgiveness of Debt
$500
Declaration of Identity
$300
Registration of a Transmission
$500 plus $90 LINZ registration
International payments of $1000 or more which require AML prescribed transaction reporting
$300

Our additional attendances are charged at an hourly rate of between $280 to $440 plus office services of 5% and GST where a fee has not been specified.

*Terms and Conditions apply. Fees apply to residential properties only. Prices are subject to change.

Do you want to save money on legal costs when buying or selling your home? Contact us because you pay less at Conveyancing Express.